| Our customer's confidence has
been important to us since we were founded in 1965.
Technology continues to change the way we bank, however
our focus will remain the same. We believe that customer
privacy is crucial to providing superior financial
services
to you, our customer. To that end, we have adopted the
following privacy statement. |
| |
| Use of Personal
Information |
| |
| Personal information you make available to
us will only be used for the delivery of products and services
that you have asked for. In the course of business this
information may be used to help us identify you, communicate
with you, and respond to your request. We will gather and
save information about you only for appropriate business
purposes that you have authorized. We collect personal
information about you from the following sources: |
| |
- Information we receive from you on applications or
other forms;
|
- Information about your transactions with us or others;
and
|
- Information we receive from a consumer reporting
agency.
|
| |
| We will not disclose, sell or give any of
your information to other parties for the purpose of direct
marketing, telemarketing or other forms of solicitation. |
| |
| Protecting Personal
Information |
| |
| We maintain physical, electronic, and procedural
safeguards to guard your personal information including
security measures that restrict bank employee access to
personal information. Only authorized employees have access
to personal information. Our employees are continually
educated in the value of your privacy through our training
programs, and established policies and procedures. |
| |
| Our Third Party Relationships |
| |
| We expect all third parties that we do business
with to hold to the same privacy standards that we have
established. We may disclose all of the information we
collect, as described above to companies that perform marketing
services on our behalf or to other financial institutions
with whom we have joint marketing agreements. |
| |
| Restrictions on Disclosure of Account
Information |
| |
| We will never disclose customer account information
or other personally identifiable data to unaffiliated third
parties except as permitted by law (e.g., credit bureau
or Internal Revenue Service). Such information will only
be disclosed to complete a customer-initiated transaction,
fulfill a customer request, or comply with the law. |
| |
| Children's Online Privacy |
| |
| The law requires parental consent to collect
or use information from a child under 13. If you are a
child under 13, please show this to your parents and do
not use the online services of this institution without
verifiable parental consent pursuant to the Children's
Online Privacy Protection Act. |
| |
| Use of "Cookies" |
| |
| We monitor the usage of our web site through
the use of "cookies." Cookies are small pieces of information
that are sent by a web server to be stored on a user's
web browser. This allows the web site to determine whether
the visitor is a first-time user or a return visitor, thus
allowing quicker load time of the web pages to the user.
We do not use cookies to disclose customer information.
Your browser can be configured to detect cookies if you
wish, thus allowing you to decline acceptance of cookies. |
| |
| Policy Disclosure |
| We will continue to assess our privacy standards
to protect the security and integrity of customer information
and reserve the right to make changes where and when appropriate
to comply with regulatory standards, as well as state and
federal law. At least annually, we will establish and disclose
our privacy policy |
| |
| |
| For more information regarding our privacy
policies or Internet banking security, please call (573)
717-7177. |
|
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