Important Information About Our Insurance and Annuities Sales Practices

Please read this notice carefully and keep a copy for your records.

 

Real Estate Secured Loans
If your loan is approved, our bank will require that you have hazard insurance on your property in an amount sufficient to cover your property and to list our bank as the lien holder.

Federal law may also require you to purchase flood insurance, if your property is located in flood hazard area.

   
  Personal Property Loans
If your loan is approved, our bank will require that you have the appropriate casualty insurance in an amount sufficient to cover your property and to list our bank as the lien holder.
   
  Credit Insurance
Our bank offers voluntary credit life and accident/health insurance through Individual Assurance Company. This insurance company is not an affiliate of our bank.

Our bank offers voluntary debt cancellation insurance through Individual Assurance Company. This insurance company is not an affiliate of our bank.
   

We do not require that you purchase flood, hazard or any other type of insurance from our bank or any of its affiliates.

I/we have read this disclosure and understand its contents, as evidenced by my/our signature(s) below.
I/we understand that this acknowledgement is a part of the loan application
.

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Applicant's Signature   Date
     
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Applicant's Signature   Date